火險為「樓宇結構險」或「樓宇全險保障」的簡稱，主要保障樓宇本身的結構，包括地板、天花板、門窗等，當發生意外情況時，如火災、颱風等意外災害，亦或者是人為的蓄意破壞，擁有火險，您則毋須擔憂因損壞甚至重建所產生的費用。
保障範圍
火災
We are a company that offers design and build services for you from initial sketches to the final construction.
颱風
We are a company that offers design and build services for you from initial sketches to the final construction.
蓄意破壞
We are a company that offers design and build services for you from initial sketches to the final construction.
喉管爆裂
We are a company that offers design and build services for you from initial sketches to the final construction.
不保障範圍
除樓宇本身結構外的屋內財物損失
影響保費的因素
- 樓齡
- 物業類型
- 位置
- 樓按貸款額或保額